Free Monthly Budget Template & Spending Audit

Not sure where your money goes each month? This free one-page spending audit gives you a clear picture of your income, expenses and savings — in under 20 minutes.

Most people don't have a budgeting problem. They have a visibility problem.

This free monthly budget template is designed to give you that visibility — without overwhelm, without complicated formulas and without spending hours setting it up.

In one simple Google Sheets tracker you'll see:

  • Every income source you have this month

  • Your fixed costs — the non-negotiables

  • Your variable spending — where the money quietly disappears

  • Your savings and how they compare to your income

  • A % of income breakdown showing exactly where you stand against healthy spending targets

  • A monthly reflection section to capture what surprised you and what you want to change

It takes 20 minutes to fill in. What it shows you can change how you manage money for good.